ماذا لو كانت المعلومة غير المصرّح بها تؤثرعلى قبول الخطر من عدمه؟
تتناول هذه المقالة قراءة تحليلية للمادة 791 من القانون المدني الكويتي، وتناقش التوازن الذي وضعه المشرّع بين واجب الإفصاح، ومنطق منتهى حسن النية، ودور الآليات المهنية بعد تحقق الخطر. كما تسلط الضوء على أهمية المنهج الفني ومساهمة مخمن التأمين المرخص في الوصول إلى تعويض عادل يعكس حقيقة الخطر

This article provides an analytical reading of Article 791 of the Kuwaiti Civil Law, examining how undisclosed or incorrect information may affect the acceptability of risk in insurance policies. It explores the balance struck by the legislator after a loss occurs and highlights the professional role of loss adjusters in achieving fair and accurate compensation.

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